- VIRGINIAHOUSINGSEARCH.COM
This is a free housing locator service sponsored by the Virginia Housing Development Authority to provide detailed information about rental properties and help people find housing to best fit their needs. The service can be accessed at no cost online 24 hours a day or through a toll-free, bilingual (English and Spanish) call center at 1-877-428-8844, available M-F, 9:00 am - 8:00 pm EDT. The fast, easy-to-use FREE search lets people look for rental housing using a wide variety of criteria and special mapping features.
CATHOLICS FOR HOUSING Downpayment Assistance Program
CFH is a non-profit, nondenominational organization and the administrator of the downpayment assistance program, funded by the Virginia Department of Housing & Community Development. Funds may be used in Loudoun, Fairfax, Arlington and Prince William Counties and the cities and towns therein. It's designed exclusively to create affordable housing for low to moderate income households. Access the CFH VaNo DPA application at www.catholicsforhousing.org or contact Susan Wood
at cath4hsg@verizon.net.
Catholics for Housing, Inc.
18139 Triangle Shopping Plaza, Suite 209
Dumfries, VA 22026-2582
Phone: 703-221-4510
Fax: 703-221-3708
VIRGINIA COOPERATIVE EXTENSION
Financial Education & Housing Counseling Program
Whether you are thinking about buying your first home, are experiencing financial hardship, need information about tenant rights, or you just want to learn how to manage your money better, VCE has an opportunity for you. Monthly workshops in personal finance and first-time homebuyer education seminars are available throughout the county. An individual financial assessment can get you started on the road to effective money management. Foreclosure prevention and reverse mortgage services are provided in confidential sessions with a Certified Housing Counselor.
VCE is a joint program of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and state and local governments.
Smart Money Management
Get back to basics and improve your money management skills. During this workshop you will:
- Examine your spending habits
- Realize the importance of setting financial goals
- Learn how to determine net worth and cash flow
- Understand how to manage credit and debt
- Discover the steps involved in establishing a spending plan
Am I Ready to Buy a House?
Learn what's really involved in buying a house and whether you're ready for the responsibility. This workshop will help you discover:
- The importance of establishing a spending plan
- The monthly payment that fits into your budget
- The sales price that's affordable for you
- The costs associated with pre-approval
- The effect of your credit history on your ability to qualify for a loan
Home Ownership Seminar
Make your first-time home buying experience successful by being informed about the process and responsibilities of homeownership. Examine the home buying process starting with pre-purchase planning and understanding credit. Learn how to choose the right mortgage type, find a real estate agent you can trust, benefit from a home inspection and select a closing agent.
Seminars are held on Saturday; lunch break included; feel free to bring snack/drink.
A VHDA certificate is issued at the completion of the Home Ownership Seminar.
Rental Workshop
Learn about your rights and responsibilities under the Virginia Residential Landlord Tenant Act. Protect your rights by becoming educated about the legal eviction process. This workshop will highlight:
- Tenant rights
- Tenant responsibilities
- Landlord responsibilities
- Lease agreements
- Lease violations
- The eviction process
- Tenant remedies
Financial Assessment Clinic
Find out where your money goes, plan for significant life changes, compute your net worth and determine your cash flow. Meet one-on-one with a counselor to examine your income, expenses, assets and debt. Together, you will develop a plan of action to reach your goals. Financial Assessments are conducted by appointment on Thursday evenings at 7:00 p.m. Call 703-792-4765 to schedule an appointment
Homebuyer Club
If you're serious about buying a house, but have some barriers to overcome, join the Homebuyer Club. Each month, industry professionals from your community will provide information related to homeownership with the goal of obtaining loan approval within 14 months. You will also have the opportunity to meet individually with a Housing Counselor to work on specific issues. Enjoy a meal, share ideas with others in the club, play games and win door prizes as you become an informed homebuyer!
Housing Counseling
- Individual counseling is available in conjunction with workshops and seminars.
- Foreclosure prevention services assist borrowers with loan modification, repayment plan, short sale or deed in lieu of foreclosure.
- Certified Home Equity Conversion Mortgage (HECM) Counselor on staff to provide reverse mortgage counseling.
- Post-purchase counseling available to new home buyers.
- For Housing Counseling call: 703-792-4713 or email: housingcounseling@pwcgov.org
To Register for an Educational Program:
- Select a convenient class and location
- Email your name and selection to: smartmoney@pwcgov.org or
- Call 703-792-8082 to leave a message with your registration information
Except where noted, locations are as follows:
SUDLEY NORTH
McCoy Conference Room
7987 Ashton Avenue
Manassas, VA 20109
FERLAZZO
Leesylvania Conference Room
15941 Donald Curtis Drive
Woodbridge, VA 22192
FIRST HOME ALLIANCE
Foreclosure Help
First Home Alliance 3138 Golansky Blvd. #202, Woodbridge, VA 22192.
Phone: (703) 580-8838
VIRGINIA INDIVIDUAL DEVELOPMENT ACCOUNTS (VIDA)
The Virginia Individual Development Accounts (VIDA) program is for individuals saving for a down payment on a home, business equipment and inventory or post-secondary education tuition payments. Eligible participants receive training, support and $2 in match funds for every $1 the participant saves, up to $4,000 in match. To become a VIDA saver, call 1-888-VIDA-WIN to find a local VIDA service provider near you. Intermediaries determine eligibility, and then work with enrolled savers to prepare them to achieve their goal of homeownership, post-secondary education or business start-up or expansion. VIDA receives funding from the Virginia Department of Social Services (VDSS), Virginia Housing Development Authority (VHDA) and the U.S. Department of Health and Human Services - Office of Community Services' Assets for Independence Grant (AFI).
http://www.dhcd.virginia.gov/index.php/business-va-assistance/startingexpanding-a-business/virginia-individual-development-accounts-vida-business.html